FAQ
Prayer for Judgment Continued
To avoid points on your license or insurance when other relief is not available, a Prayer for Judgment Continued can be an option. A Prayer for Judgment Continued, as known as a PJC, can best be described as a pardon allowed at the discretion of the Judge for minor offenses or when other circumstances would not allow. A Prayer for Judgment Continued does not operate as a conviction for motor vehicle purposes. There are no points accessed against your license or insurance.
A Prayer for Judgment Continued may be used once every three years to avoid insurance points per insurance policy. An individual may use two Prayer for Judgment Continued within a five year period to avoid license points.
Limited Driving Privilege
A limited driving privilege is a judgment issued in the discretion of a court for good cause shown authorizing a person with a revoked or suspended driver's license to drive for essential purposes, such as employment or education. These privileges allow for necessary driving for certain purposes, at certain times, within certain geographic areas and sometimes with other certain limitations imposed. If you are caught driving outside the limitations, then you are driving while license revoked.
License Points
Under the North Carolina Law, license points are assessed upon conviction of every moving violation. The Department of Motor Vehicles (DMV) uses the points system to determine if a person's driving privilege merits revocation due to an excess of traffic violations.
Automatic revocations occur with an accumulation of eight points within a twelve-month period or twelve points within a three-year period.
Mandatory revocations also result from convictions of speeding 15 miles per hour over the limit at a speed in excess of 55 miles per hour, and for speeding in excess over 80 miles per hour.
There are numerous ways in which an uninformed motorist could find his or her driving privileges revoked. Therefore, it is wise to consult with an attorney before resolving any traffic violation.
The checklist below should be helpful in determining what effect any particular violation will have on your license points and driving privilege.
License Points
Insurance Points
The point system under The Safe Driver Incentive Plan is designed to allocate the burden of higher insurance rates to those drivers who have demonstrated that they are at higher risk of accidents by violating the motor vehicle laws.
Under North Carolina law, insurance points are assed upon conviction for every moving violation. Insurance points will cause an increase in insurance premiums for a period of three years. Each Insurance point with result in an approximately 24% increase in your insurance premium.
For the points assessed for your particular violation click on the link:
North Carolina's Safe Driver Incentive Plan
Resources